Estimate the wealth gains of your monthly mutual fund investments over time.
See how your systematic monthly investments compound year-by-year.
| Year | Total Invested | Estimated Return | Wealth Accumulation |
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Systematic Investment Plan estimation resources
A Systematic Investment Plan (SIP) is an investment route offered by mutual funds wherein one can invest a fixed amount in a chosen scheme periodically (monthly, quarterly, etc.) rather than making a one-time lump-sum payment.
Compounding refers to generating earnings on your previous earnings. In a SIP, the returns you earn on your investments are reinvested back into the scheme, buying more mutual fund units. Over a long investment horizon, this creates a compounding effect that can exponentially grow your wealth.
A SIP involves regular, periodic investments (e.g., monthly), allowing you to benefit from rupee cost averaging and invest small amounts. A lumpsum investment is a one-time deposit of a larger capital amount, which is ideal if you have a chunk of cash available and expect immediate market growth.
No, SIP returns are market-linked and not guaranteed. The calculator uses the expected annual return rate entered by you to estimate future wealth. Actual returns can vary depending on market performance and fund management.